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For
students age 13 to 18, the Spirit Account is
the perfect match.
You get to choose from an entire menu of accounts
designed specifically for you:
Share Savings account
Every credit union member starts with a
Share Savings account. It establishes your
credit union membership and is the perfect
place to begin saving money. We'll even
waive your membership fee to help you get
started.
Spirit Checking --
includes school mascot checks at no extra
charge
Our Spirit Checking account is built
specifically for youth members. You get a
FREE account with unlimited check writing,
e-statements, and your first box of checks
free. Overdraft Protection is available when
you turn 19.
At age 13 you get an ATM card so you can get
cash from any ATM, anywhere. At 16, you can
upgrade to a Visa debit card, allowing you
to make purchases right at the register.
Line of Credit
At 13, you qualify for a $100 line of
credit. That means that if you're a bit
short of cash, you can instantly borrow
money by transferring it into your checking
account. At 16, you can increase your limit
to $500. At 18, the limit can be increased
according to your credit score. (You will
need a parent or guardian co-signer on your
line of credit until age 18.)
The Extras
In addition to three great accounts, you get
access to all the Clearstar Financial
extras.
Use one of 25,000 nationwide Co-Op ATMs
(including most 7-Eleven stores) and you'll
avoid ATM fees!
Direct Deposit and Payroll Deduction allows
your employer to electronically deposit your
paycheck. You get your money right away and
don't have to deposit a paper check every
payday.
Online Banking and Telephone Banking (ART)
give you 24-hour control over your money.
Free e-statements eliminate paper clutter
and make your transaction history available
at any time through online banking.
Get started today!
Take advantage of the Spirit Account's
benefits by getting started today.
Call or visit the credit union to open
your accounts now!
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