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Spirit Package

 

For students age 13 to 18, the Spirit Account is the perfect match.

You get to choose from an entire menu of accounts designed specifically for you:

Share Savings account

Every credit union member starts with a Share Savings account. It establishes your credit union membership and is the perfect place to begin saving money. We'll even waive your membership fee to help you get started.

Spirit Checking -- includes school mascot checks at no extra charge

Our Spirit Checking account is built specifically for youth members. You get a FREE account with unlimited check writing, e-statements,  and your first box of checks free. Overdraft Protection is available when you turn 19.

At age 13 you get an ATM card so you can get cash from any ATM, anywhere. At 16, you can upgrade to a Visa debit card, allowing you to make purchases right at the register.

Line of Credit

At 13, you qualify for a $100 line of credit. That means that if you're a bit short of cash, you can instantly borrow money by transferring it into your checking account. At 16, you can increase your limit to $500. At 18, the limit can be increased according to your credit score. (You will need a parent or guardian co-signer on your line of credit until age 18.)

The Extras

In addition to three great accounts, you get access to all the Clearstar Financial extras.

Use one of 25,000 nationwide Co-Op ATMs (including most 7-Eleven stores) and you'll avoid ATM fees!

Direct Deposit and Payroll Deduction allows your employer to electronically deposit your paycheck. You get your money right away and don't have to deposit a paper check every payday.

Online Banking and Telephone Banking (ART) give you 24-hour control over your money.

Free e-statements eliminate paper clutter and make your transaction history available at any time through online banking.

Get started today!

Take advantage of the Spirit Account's benefits by getting started today. Call or visit the credit union to open your accounts now!

 

 
 

CU Succeed Network


CU Succeed is a quarterly newsletter featuring articles about life & money, written by teens for teens.

 

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This credit union is federally insured by the National Credit Union Administration.

 
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