Our basic savings account, and the first step in taking advantage of Clearstar Financial Credit Union's banking services. To become a member of Clearstar Financial, you must open and maintain a Share Savings account with a minimum balance of $25 and pay a one-time $5 membership fee. The minimum balance is your money, but it must remain in the account at all times to retain your membership rights and privileges. It is your “share” in the credit union.

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Asset Builder is the account for members who are serious about saving money for the long term.

With no minimum balance to open, Asset Builder makes it easy to get started with a regular savings program. You can make additional deposits at any time and even set up an automatic transfer each pay day. Dividends will be paid quarterly, and each quarter you will have five days after dividends are paid during which you can make penalty free withdrawals.

Asset builder is the perfect way to grow your money and control your urge to dip into savings!

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If you want a higher dividend rate for your savings but want check writing privileges as well, then the Money Maker account is right for you.

• Minimum opening balance of $2,500

• Write up to 3 checks per month

• Higher dividend rates than the checking accounts*

• Minimum withdrawal of $250

• You can have up to 6 withdrawals or transfers during the month

• Funds insured up to $350,000
  
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Like to take advantage of a higher interest rate without the restrictions of a Term Certificate?  Consider the Money Maker Plus account and enjoy all the benefits of our Money Maker account with these additions:

• Requires minimum opening balance of $10,000 from a source outside of Clearstar Financial

• Higher dividend rates than checking accounts and the Money Maker account*

• Member must have a Classic Checking account

• If account balance falls below $25,000, there is a $15 monthly service charge
  
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The Caribbean, Europe, or even Pocatello, Idaho.
Wherever you want to go, we’ll help you save the dough.

• Payroll deduction makes it easy

• Earn the same dividend as regular shares*

• No minimum opening balance.

• Set a goal amount, then determine how much you’ll need to deduct from each paycheck to get there

• Checks are mailed to you at the end of May

• Your account remains open for on-going Vacation Club Savings
  
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Get a head start on the next holiday season. Open a Holiday Club Savings account today and be prepared for next year. With Holiday Club savings, you'll be able to spend for the holidays without using expensive credit cards or draining your savings account.

• Payroll deduction makes it easy

• Earn the same dividend as regular shares*

• No minimum opening balance.

• Set a goal amount, then determine how much you’ll need to deduct from each paycheck to get there

• Checks are mailed to you in early November

• Your account remains open for on-going Holiday Club Savings
  
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Clearstar Financial Credit Union offers great programs for young investors just starting to save for the future. Check out the Kids & Youth Accounts page for more details on our Rocky Raccoon accounts for kids and our Spirit Account for ages 13 to 18.

*Rates are subject to change as determined by the Board of Directors.
 

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